Americo
Americo Instant Decision Term Series – Product Overview (CBO, Term, ADB, Payment Protector, Continuation)
Carrier: Americo Product: Instant Decision Term Series Product Types: Term 125, Term 100, CBO 100, CBO 50, ADB Term, Payment Protector Issue Ages: Varies by term (20–75 overall range) Face Amounts:...
Americo Instant Decision Indexed Universal Life (IUL) Agent Guide
Carrier: Americo Product: Instant Decision IUL Product Type: Simplified Issue Indexed Universal Life Issue Ages: 18–65 Face Amounts: $50,000–$450,000 Target Market: Permanent life with cash value...
Americo Final Expense – Underwriting Guide & Disqualifying Conditions (Eagle Select 1–3)
Carrier: Americo Product: Eagle Select Final Expense Product Type: Simplified Issue Whole Life Plan Tiers: Eagle Select 1, 2, 3 Target Market: Final Expense Product Overview Americo's Eagle Select...
CICA
CICA Agent underwriting Guide-Choice Standard & Choice Guaranteed Issue Plans
Carrier: CICA Life Insurance Company Product: Choice Standard & Choice Guaranteed Issue Product Type: Permanent Whole Life Insurance Issue Ages: 0–85 Face Amounts: $1,000–$30,000 Target Market:...
Kansas City Life
Kansas City Life (KCL) Signature Term Express-Simple Issue term-SI term
Carrier: Kansas City Life Insurance Company Product: Signature Term Express (STE) and Signature Term Express ROP (STE ROP) Product Types: 10-, 15-, 20-, 30-Year Level Term (STE); 20-, 25-, 30-Year...
Mutual of Omaha
Mutual of Omaha – Simple Issue products (Living Promise-Final Expense, Term Life Express (TLE), Indexed Universal Life Express (IULE)
Carrier: Mutual of Omaha (United of Omaha Life Insurance Company) Product: Living Promise (Final Expense), Term Life Express (TLE), Indexed Universal Life Express (IULE) Product Types: Final Expense...
Mutual of Omaha’s Fit Credit Program
Carrier: Mutual of Omaha Program: FIT Credit Program Program Type: Underwriting Class Upgrade (Health Credits) Target Market: Clients applying for fully underwritten Mutual of Omaha coverage who may...
Mutual of Omaha’s Accelerated Underwriting Program
Carrier: Mutual of Omaha (United of Omaha Life Insurance Company) Program: Accelerated Underwriting (AU) Product Types: Fully underwritten Term and IUL policies only Eligibility Requirements:...
Specific medical conditions and underwriting outcomes for Mutual of Omaha’s fully underwritten products
Carrier: Mutual of Omaha (United of Omaha Life Insurance Company) Applies To: Fully underwritten Term, IUL, and Whole Life policies Purpose: Quick reference for field triage based on most common...
Royal Neighbors of America
Royal Neighbors of America (RNA) - Jet Term Life
Carrier: Royal Neighbors of America Product: Jet Term Life Product Type: Level Term Life (15-, 20-, 30-Year Terms) to Age 95 Issue Ages: 18–65 (varies by term) Face Amounts: $50,000–$5,000,000...
Royal Neighbors of America (RNA) - Ensured Legacy Final Expense
Carrier: Royal Neighbors of America (RNA) Product: Ensured Legacy Final Expense Plan Types: Simplified Issue Whole Life (SIWL), Graded Death Benefit (GDB), Guaranteed Issue (GI) Issue Ages: SIWL:...
Transamerica
Transamerica Final Expense (FE) - FE EXPRESS SOLUTION - IMMEDIATE SOLUTION
Carrier: Transamerica Product: Immediate Solution / Easy Solution Product Type: Simplified Issue Whole Life – Final Expense Plan Tiers: Immediate Solution (Level), Easy Solution (Graded) Issue Ages:...
Transamerica Term Products - Trendsetter Super and Trendsetter LB
Carrier: Transamerica Product: Trendsetter Super / Trendsetter LB Product Type: Fully Underwritten Term Life Insurance Plan Tiers: Trendsetter Super (basic term), Trendsetter LB (includes Living...
SBLI
Quility Simple issue Level Term – Issued by SBLI
Carrier: SBLI (issued through Quility) Product: Quility Level Term Product Type: Simple Issue Level Term Life Insurance Term Lengths: 10, 15, 20, 25, 30 years Issue Ages: 18–60 (non-med), up to 75...
SBLI Final Expense-Living Legacy
Carrier: SBLI Product: Living Legacy Final Expense Product Type: Simplified Issue Whole Life (Final Expense) Issue Ages: 50–80 Face Amounts: $2,500–$35,000 Target Market: Seniors seeking affordable...
United Home Life (UHL)
United Home Life Simple Term Product Guide
Carrier: United Home Life (UHL) / United Farm Family Life Product: Simplified Issue Term Series Product Types: Simple Term 20, Simple Term 30, Simple Term 20 ROP (Band 1 and 2), Simple Term 20-DXL...
United Home Life & United Farm Family Life – Final Expense & Whole Life Product Guide
Carrier: United Home Life (UHL) / United Farm Family Life Product: Whole Life Product Suite Product Types: Guaranteed Issue, Express Issue (Standard, Deluxe, Premier), Provider Whole Life (Standard,...
Occidental/AmAm
Occidental-American Amicable (AmAm)-Term Made Simple (TMS)
Carrier: Occidental / American Amicable (AmAm) Product: Term Made Simple (TMS) Product Types: 10-Year, 15-Year, 20-Year, and 30-Year Level Term Issue Ages: 18–75 Face Amounts: $50,000 to $500,000...
Easy Term product from Occidental/American-Amicable (AmAm)
Carrier: Occidental/American Amicable (AmAm) Product: EZ Term Product Type: Simplified Issue Level Term Life Insurance Issue Ages: 18–70 (varies by term duration and face amount) Face Amounts:...
Home Protector product from Occidental/American-Amicable (AmAm)
Carrier: Occidental/American Amicable (AmAm) Product: Home Protector Term Product Types: 15, 20, and 30-Year Simplified Issue Term Issue Ages: Varies by term and band (18–65 overall) Face Amounts:...
SafeCare Term-Occidental/American-Amicable Group(AmAm)
Carrier: Occidental Life Insurance Company of North Carolina (AmAm) Product: SafeCare Term Product Types: 10-Year, 15-Year, 20-Year, and 30-Year Level Term Issue Ages: 18 to 75 Face Amounts: $25,000...
Occidental-American Amicable (AmAm)-Family Choice
Carrier: American-Amicable Life Insurance Company of Texas Product: Family Choice Product Types: Immediate Death Benefit, Return of Premium (ROP) Issue Ages: 0–49 (Immediate), 18–49 (ROP) Face...
Occidental-American Amicable (AmAm)-Senior Choice
!-- AgentAI: Coach Kelly should use this guide when asked about Senior Choice Final Expense products from Occidental or AmAm, or when comparing final expense plans with immediate, graded or ROP...