Top-Tier Carriers. Real Product Flexibility.
At Legacy Agent, we partner with respected, high-conversion carriers in Final Expense, Mortgage Protection, Term, Whole Life, and Indexed UL.
Our diverse lineup gives you the flexibility to match the right product to the right client — without being boxed in or pressured into carrier quotas. You get the contracts that fit your business — not someone else’s, please follow this link to get in touch.
Aetna presents a comprehensive array of both traditional and consumer-directed health insurance products and services. These include medical, pharmacy, dental, and behavioral health plans, along with group life and disability plans. Additionally, they excel in offering medical management skills and healthcare management services catered to Medicaid plans. This well-rounded suite of options makes Aetna an advantageous choice for our agents.
With a rich history dating back to 1910, American-Amicable has evolved into a forward-thinking insurer catering to special markets. The Company is known for its inventive life insurance and annuity products, specifically designed to address individual needs related to protection, wealth creation, and estate preservation.
Over time, American-Amicable has grown and flourished, consistently maintaining a robust financial position. In 2010, it became part of the American-Amicable Group, which was acquired by Industrial Alliance Insurance and Financial Services, Inc. Rooted in financial integrity, responsible management, and a staunch commitment to each policyholder, American-Amicable views the future with optimism. This robust foundation makes it a reliable choice for our agents and clients alike.
United Home Life has been providing essential life insurance protection since 1948, backed by their parent company, United Farm Family Life, which shares the same core values since 1937.
United Home Life designs their products for simplicity and comprehensibility, offering peace of mind for your clients. They offer the flexibility to customize their insurance plans with additional riders and benefits, many at no additional cost, to meet your clients' specific life insurance needs.
United Home Life is dedicated to delivering high-quality life insurance products efficiently and straightforwardly. They utilize a simplified underwriting process, which eschews invasive medical exams or extensive health questionnaires, simplifying it to a few yes/no health questions.
They also emphasize personalized service, with assistance readily available from both their independent agents and their home office staff. Their continual commitment to deliver the right information, coverage, and empathetic customer service will undoubtedly benefit your clients.
Kansas City Life Insurance company markets individual life, annuity, and group products via general agencies distributed throughout the United States. Variable life and variable annuity options are further made available through Sunset Financial Services Inc., Kansas City Life's fully owned broker/dealer subsidiary.
Kansas City Life is especially noteworthy for offering one of the industry's top Simple Issue Term products, ideal for the Mortgage Protection market. With one of the fastest turnaround times in the industry, this carrier presents a compelling choice for our agents looking to provide swift and effective solutions to their clients.
AIG offers an impressive portfolio of life insurance products, ranging from Term to Indexed Universal Life (IUL), Whole Life, Annuities, and Guaranteed Universal Life (GUL).
In addition to these diverse offerings, AIG provides substantial resources to aid you in prospecting for retirement and mortgage protection opportunities. Their comprehensive suite of services and products creates a fantastic opportunity for our agents, helping to fulfill a wide array of client needs.
Choosing the right insurance carriers to help you serve your customers is important.You need to know you are working with experienced organizations who care as much about your needs as they do about your customers..When you partner with AEG and GWIC ®, you can expect:
- Ease of doing business
Throughout the entire process – from quoting, application submission, underwriting, commissions, claims, and providing customers with online access to policy information – we provide industry-leading technology and processes to make doing business with us simple and convenient.
- Tools to grow your business
From sales training, marketing, and enrollment tools, you’ll have the resources you need. And with our new online ordering system, receiving your new sales and marketing materials is easier than ever. Log in to the GWIC agent portal to access all these helpful tools and resources.
- Strong agent support
When you need personal assistance, count on our knowledgeable and friendly Agent Care team for dedicated support.
- Outstanding customer service
Our Customer Success team is committed to making our customers feel valued and appreciated by assisting them at their time of need. Customers can also access forms and their policy information online via our customer portal by registering for an account at gwic.com.
Americo Financial Life and Annuity Insurance Company, a carrier with over a century's worth of experience in the industry. Americo not only emphasizes helping our agents grow their business, but they are also committed to fostering a long-term partnership.
Among Americo's impressive line-up of product offerings is the simplified issue Americo Home Mortgage Series, available as both Term & UL products and an ADB only version. They also provide the Eagle Premier product line designed specifically for Final Expense coverage. Coupled with top-tier commissions and rapid policy issuance on the non-med, Americo emerges as a vital carrier partner for us.
We're delighted to collaborate with Americo and make their excellent product portfolio accessible to our agency. As agents, you can undoubtedly benefit from the strengths of this enduring partnership.
Being a fraternal organization, Foresters is driven by their purpose to enhance the lives of individuals and their communities. This guiding principle, upheld since their inception, aids them in continually reimagining the role of a financial services provider.
Foresters offers a broad spectrum of products, including Final Expense and Mortgage Protection, along with a wealth of concept materials. Notably, their Strong Foundation term product stands out as a robust solution for clients with insulin-dependent diabetes. This unique blend of community focus and innovative product offerings makes Foresters Financial an advantageous carrier for our agents.
Legal & General America brand: Banner Life Insurance Company and William Penn Life Insurance Company of New York. These esteemed insurance entities have been working harmoniously since the 1980s, sharing a mutual journey of growth and success.
They are committed to administering and delivering top-tier products and exceptional customer service across the Americas under the recognized global brand name. Currently, Banner Life Insurance Company provides coverage to individuals across 49 states, including D.C. On the other hand, William Penn Life Insurance Company focuses solely on serving the state of New York.
This two-pronged approach ensures wide-ranging coverage and expert specialization, making Legal & General America a compelling choice for our agents.
American National's philosophy is about providing coverage options that are tailored to individual needs, rather than adopting a one-size-fits-all approach. Their purpose is clear, their values are deeply ingrained, and they have a lengthy, prosperous history that assures our clients of their stability, longevity, and commitment to security.
Their product lineup includes Whole Life and Universal Life policies, and they are particularly recognized for offering one of the best Guaranteed Universal Life (GUL) products in the market. This bespoke approach and diverse product offerings make American National a compelling choice for our agents and clients alike.
SBLI isn’t just another life insurance company—it was founded with purpose by future Supreme Court Justice Louis Brandeis to make high-quality life insurance accessible, affordable, and honest. For over 100 years, SBLI has lived that mission.
With a strong focus on doing what’s right for families and agents alike, SBLI offers:
- A simplified issue whole life product (Living Legacy®) with instant decisions
- Affordable final expense coverage for clients aged 50–85
- Level or modified benefit options based on health history
- Unique value-adds like LegacyShield® (estate and document planning tools) and the Sequoia Funeral Concierge Plan
- Straightforward digital application process and reliable agent support
SBLI’s Living Legacy® Final Expense plan is a powerful tool in every agent’s portfolio—combining fast approvals, client-friendly pricing, and meaningful extras that truly support families.
With a heritage spanning multiple decades, Protective Insurance has specialized in marketing and underwriting insurance for the transportation industry, and they've also extended their expertise to workers' compensation insurance for businesses in the same sector.
Their seasoned experience and robust financial strength enable them to offer a variety of innovative products catering to businesses of all sizes. With over a century of commitment to providing superior protection, they continuously challenge themselves to uncover new opportunities to enhance their offerings, benefiting their team, their clients, and their communities. Their track record and commitment to growth make them an exceptional choice for our agents.
Rooted in over a century's worth of experience in the financial services sector, Transamerica focuses on forward-thinking strategies that adapt to an ever-evolving landscape, mirroring our commitment to you, our valued agents.
Transamerica offers more than just basic support services. They provide insightful thought leadership from sales directors, enlightening webinars, innovative sales strategies, business growth support, and educational resources to ensure our agents' success. As an agent partnering with Transamerica, you gain access to an unmatched global support network. Regardless of your future goals, Transamerica has the resources and dedication to help you reach them.
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ABOUT CICA LIFE OF AMERICA
CICA Life of America Life Insurance Company is a member of the Citizens, Inc. group of life insurance Companies. CICA Life of America was incorporated in the State of Texas on June 2, 1965 and began transacting business in 1966. CICA Life of America is licensed in multiple states nationwide. The company gains additional financial stability through the long trajectory and strength of its holding company, Citizens, Inc., which adds value to each of our policies by providing state-of-the-art technology systems, end to end service in culture and in language, strong investment strategies and streamlined operational leadership.
Mutual of Omaha (United of Omaha), a leading and widely recognized insurance carrier in our portfolio. This household name stands out for its competitive rates and comprehensive product range, making it a versatile choice to fulfill various client needs.
Mutual of Omaha, with its century-long commitment to customers, provides an extensive selection of insurance, financial, and banking products. They're a financially robust, family-centric company, stationed in America's heartland, upholding unwavering values. Client peace of mind is their top priority, and together with their affiliates, they create tailor-made products aimed at helping clients reach their financial goals.
For our agents, Mutual of Omaha presents remarkable commission rates - among the industry's highest. Plus, they offer daily commission payments to ensure you receive your earnings promptly. Indeed, Mutual of Omaha is a hard choice to beat. I encourage you to leverage their offerings to the fullest, benefiting both your practice and your clients.
For over 90 years, Nationwide's customer-centric approach and emphasis on valuing people have helped it ascend as one of the world's largest insurance and financial services companies.
Despite having numerous affiliated entities, Nationwide recognizes that their greatest resource is people - this philosophy is paramount in delivering excellent customer service. Their Procurement group ensures our agents and associates access the highest quality products and services at the most advantageous cost. Furthermore, their Office of Customer Relations underscores their commitment to customer satisfaction. Nationwide's people-first approach and comprehensive services make it a valuable carrier for our agents.
Our products are the solutions that help you help others. Our various financial services companies offer a full portfolio of life, annuity, and investment products to help meet a variety of needs for individuals, families, professionals, and business owners. We helped pioneer the concept of “Living Benefits” and the idea that life insurance is about protecting the living. Life Insurance Company of the Southwest, one of our member companies, was one of the first companies in the nation to develop an indexed annuity.
With a rich history dating back to 1910, American-Amicable has evolved into a forward-thinking insurer catering to special markets. The Company is known for its inventive life insurance and annuity products, specifically designed to address individual needs related to protection, wealth creation, and estate preservation.
Over time, American-Amicable has grown and flourished, consistently maintaining a robust financial position. In 2010, it became part of the American-Amicable Group, which was acquired by Industrial Alliance Insurance and Financial Services, Inc. Rooted in financial integrity, responsible management, and a staunch commitment to each policyholder, American-Amicable views the future with optimism. This robust foundation makes it a reliable choice for our agents and clients alike.
Since 1967, Gerber Life has been dedicated to offering high-quality life insurance, particularly catering to young families working within a tight budget.
Currently, Gerber Life is a part of Western & Southern Financial Group Inc., considered among the most formidable life insurance conglomerates globally. They are particularly notable for offering one of the most cost-competitive Guaranteed Life insurance products in the industry. Gerber Life's commitment to affordability and its association with a robust financial group make it a valuable carrier for our agents.
Founded in 1890, Assurity has proven its stability and financial resilience through more than a century of service. They've consistently provided benefits that safeguard families, with a commitment to human-centered service, community involvement, and sustainable practices. Their ethos is about enhancing lives and harnessing business as a force for positive impact.
Their product portfolio includes:
- Life Insurance: Secures the financial future of your loved ones after your passing.
- Critical Illness: Provides financial cushioning, allowing you to concentrate on recovering from a serious illness without daily financial worries.
- Disability Income Insurance: In the event that illness or injury prevents you from earning a paycheck, this policy can help replace some of your lost income, enabling you to meet everyday expenses like mortgage payments, utilities, and childcare.
- Annuities: Your contributions can be transformed into a retirement income that won't run out.
Assurity's long history, commitment to positive social impact, and wide range of product offerings make them a valuable carrier for our agents to work with.
Partnering with a North American agent begins with mutual understanding and appreciation of your clients' priorities. Your clients need a company capable of offering specific solutions that bolster their confidence regarding their financial goals. For over a century, North American has been helping individuals safeguard their future and protect their loved ones.
North American provides some of today's most sought-after life insurance and annuity solutions, meaning no matter how unique your clients' goals may be, North American can deliver. In an era filled with changes and uncertainties, your clients need a life insurance company that can uphold its commitments and remain steadfast for the long run, and North American embodies this reliability.
Recognizing the unique retirement needs of every client, American Equity provides a specialized Shield Suite of fixed index annuities. These products offer core benefits tailored to address individual goals and common concerns.
American Equity is built upon a commitment to world-class service and robust support for financial professionals. Their exclusive focus on annuities ensures an exceptional service experience for both our clients and agents. This carrier's dedication to this particular product set brings an additional depth of expertise to our agency's offerings.
