Legacy Secure of MI Inc (Bloomfield Hills, MI), Michigan Department of Insurance License #17225703, d/b/a (LegacyAgent.com, LegacySecure.com, LegacyAdviser.com, Legacy Assurance Group Inc, TermChampions.com, ElderCareSecure.com, ElderCareInsure.com and EmpireNetworking.com), and any of its affiliated companies are committed to providing: quality Life Insurance, Fixed Annuity, and Health Insurance products designed to meet the needs of our customers and offered through our affiliated licensed independent insurance agents. We are equally committed to respecting your privacy and protecting the information about you that we may receive. We have prepared this notice to advise you what information we collect, how we use it and how we protect it.
What Information We Collect.
As an essential part of our business, we obtain certain personal information about you in order to provide a financial product or service to you. Some of the information we receive comes directly from you on applications or other forms and may include information you provide during visits to our Web site. We may also receive information from physicians, testing laboratories and other health providers, and from consumer reporting agencies. The types of information we receive may include addresses, social security numbers, family information, current and past medical history and financial information, including information about transactions with other financial institutions.
What Information We Disclose
We do not disclose nonpublic personal information about our current or former customers to any non-affiliated entity, except as permitted by law. Examples of the disclosures which we are permitted by law to make include: disclosures necessary to service or administer an insurance or annuity product that you requested or authorized; disclosures made with your consent or at your direction; disclosures made to your legal representative; disclosures made in response to a subpoena or an inquiry from an insurance or other regulatory authority; disclosures made to comply with federal, state or local laws and to protect against fraud.
HIPAA Notice of Privacy Practices
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Rule allows individuals who provide health information to covered entities or their business associates the right to receive a notice that describes how their health information may be used and/or disclosed and how to acquire access to this information. Legacy Secure of MI Inc nor any affiliated company, will ask for or accept medical records from you. However, you may provide certain health care information about yourself to us or to one of the insurance companies represented by us in order for us to assist you in applying for insurance coverage. But we only use your health care information for that purpose and for no other purpose whatsoever. Nor do we ever provide your health care information to third parties, except for the health insurance providers (or their agents) to whom you are submitting your application.
Our Privacy Protection Procedures
We protect information about you from unauthorized access. Our employees and agents receive training regarding our privacy policies, and access to information about you is restricted to those individuals that need such information in order to provide products and services to you. Examples of activities requiring access to personal information include: underwriting; claims processing; reinsurance and policyholder service. Finally, we employ secure technologies in order to safeguard transmission of information about you through our web sites, and we have established and maintain procedures to comply with all state and federal laws and regulations regarding the security of personal information. This notice is for your information and does not require any action on your part.
Privacy Statement and Changes
This Privacy Policy is effective as of the date set forth below. We reserve the right to make changes to the Privacy Policy on any occasion. We recommend that you frequently review the Privacy Policy for any changes or additions. Any changes or updates made to the Privacy Policy will be performed here. This document describes our current Privacy Policy. It is not a contract, however, and is not intended to and does not create any contractual or other legal rights in or on behalf of you or any other party.
QUESTIONS AND CONCERNS
If you have any questions or concerns about this Policy or its implementation, please email us at:
Attn: Privacy Policy Manager
Legacy Secure of MI Inc
41000 Woodward Ave East Bldg Ste 350
Bloomfield Hills, MI 48304
EFFECTIVE DATE: March 05, 2019
