Advantages as Property

As we get further into the subject of life insurance, you’re soon going to ask yourself, “Since life insurance is such a rational purchase, why aren’t people more eager to buy it?” One of the main reasons people don’t come to an insurance producer as they do other types of salespeople is that they don’t recognize life insurance for what it is—a type of property.

Life insurance is that most versatile of investment vehicles, a low-risk product that works for clients in just about any wealth category and life stage. Historically, it has been a key component in many a well-executed estate plan, and it continues to be one of the most relevant, secure options available.

Let's take a closer look at how indexed universal life insurance can be a fit for each phase of a consumer's life: introduction, accumulation and preservation.

In order for a financial vehicle to be worthy of all phases of a consumer's lifetime, it must be liquid, it must have a proven track record (or rate of return) and it must have the flexibility to adapt to the consumer's changing financial needs. Indexed universal life is a unique strategy that can provide all of these features and more. Let's take a closer look at how Indexed Universal Life (IUL) can be a fit for each phase of a consumer's life: introduction, accumulation and preservation.