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While there is no exact magic number, a good quality mix of “A” rated carriers is best. We recommend contracting with about five life insurance carriers which will give you an opportunity to have a product available regardless of heath conditions.

While we have dozens of carriers available here are some of the things to look for when choosing your mix:

There are many reasons to sell Final Expense life insurance products. If you talk with those agents who are successful at it, it would cover several pages of reasons. Here we'll talk about the four most important:

1. The products used to sell final expense are simple for clients to understand and can be simple for agents to get issued. The primary products are simplified issued whole life. Meaning, there are no physical exams, often no height/weight restrictions, and are very forgiving on conditions.