Boost Your Sales with Exclusive, High-Quality Leads from Trusted Vendors
Michael

Boost Your Sales with Exclusive, High-Quality Leads from Trusted Vendors

In the competitive world of life insurance sales, having access to high-quality, exclusive leads can make all the difference in building a thriving business. At Legacy, we’ve partnered with three trusted lead vendors—StrongPoint Digital, CABoom Leads, and Agent Advantage—to ensure our agents have the tools to connect with ready-to-buy prospects and maximize their potential. Whether you're focused on Mortgage Protection, Indexed Universal Life (IUL) products, or other specialized markets, these lead providers offer tailored solutions to match your goals. Explore how these premium vendors can help you grow your sales pipeline and achieve success in today’s dynamic insurance industry.


  1. StrongPoint Digital

    Overview: StrongPoint Digital specializes in exclusive digital mortgage protection leads tailored for independent life insurance agents and agency owners. Their platform is designed with flexibility and scalability in mind, allowing agents to build and sustain their pipelines.

    Benefits to Agents:

    • Exclusive Leads: StrongPoint provides leads that are not shared with other agents, ensuring higher conversion rates and a better return on investment.
    • Flexible Subscription Plans: Agents can select weekly lead packs that fit their business goals and adjust as their needs evolve.
    • Targeted Geographies: The ability to choose primary and secondary states for lead generation allows agents to focus on specific markets.
    • Pause and Cancel Options: Agents can adapt their subscriptions based on business flow or budget constraints with minimal hassle.
    • Quick Turnaround: Leads are generated in real-time, keeping the sales pipeline consistently active.

  2. CABoom Leads

    Overview: CABoom Leads delivers real-time, exclusive leads with an emphasis on quick fulfillment and high-quality connections. They cater to agents in various markets, including Indexed Universal Life (IUL) products, offering an effective way to tap into niche markets.

    Benefits to Agents:

    • Rapid Fulfillment: Leads often start arriving within 24 hours, minimizing downtime and keeping agents engaged in sales activities.
    • High-Quality Prospects: CABoom uses SMS verification to ensure the accuracy of contact details and lead intent, reducing time wasted on invalid contacts.
    • Seamless Integration: Immediate text and email introductions between agents and prospects help build trust and encourage quick client engagement.
    • Recruitment Leads: For agencies looking to expand, CABoom offers recruiting leads for licensed life insurance agents, streamlining team-building efforts.
    • Diverse Lead Options: Agents can access a range of lead types, including Final Expense, Mortgage Protection and IUL prospects, allowing for tailored marketing strategies.

  3. Agent Advantage

    Overview: Agent Advantage focuses on providing high-quality, exclusive leads to life insurance agents, particularly those working with Indexed Universal Life (IUL) products. They are known for their commitment to delivering actionable, ready-to-buy prospects.

    Benefits to Agents:

    • Exclusivity: Leads are never resold, giving agents a competitive edge and higher engagement potential with clients.
    • Specialization in Final Expense, Mortgage Protection, and IUL Products: Agents focusing on FE, MP and IULs can benefit from leads prequalified for interest in these specific financial products.
    • Positive Reputation: Testimonials highlight the reliability and value of Agent Advantage leads, building confidence in their effectiveness.
    • Enhanced Profitability: Agents can spend less time filtering through unqualified prospects and more time closing deals, leading to increased efficiency and profitability.

    Why Join Legacy?

    As an agent with Legacy, you'll have access to vetted lead vendors like StrongPoint Digital, CABoom Leads, and Agent Advantage, ensuring that your investment in leads is aligned with your success. Legacy provides the tools, training, and mentorship to help agents maximize their potential with these premium lead sources. Whether you're just starting or looking to elevate your career, Legacy is committed to providing the support and resources you need to succeed. Join Legacy today and take the next step toward building a thriving insurance business!

Michael

Making a Real Difference in Your Career

Uncategorised

Challenges Posed by Traditional Uplines

 

Empowering Solutions for Aspiring Agents
In the vast sea of IMOs, FMOs, BGAs, and GAs, often referred to as "uplines", there's a common trend that seems more self-serving than agent-focused. These organizations might be steering you into situations where: At Legacy Agent, we pride ourselves on being the beacon for agents seeking meaningful change. Our approach directly addresses the industry challenges by offering: 
  1. Contract Consolidation: You're nudged to bring all your contracts under their umbrella, all for the promise of accessing a specific program or resource.
  2. Inflexible Training Sessions: They lock you into attending group training sessions that rarely address your unique needs or contribute to your personal growth.
  3. Conditional Software Access: They offer you software tools, but with strings attached—leave, and you lose access.
  4. Biased Product Recommendations: There's a push for you to adopt certain products and partner with specific insurers that primarily benefit them, sidelining your and your clients' best interests.
  5. Lead Purchase Requirements: You find yourself compelled to buy leads regularly or make upfront payments just to tap into their lead generation program.
  6. Opaque Operations: There's a notable absence of transparency when it comes to their release policies, compensation structures, and the provision of genuinely useful advice or guidance.
  7. Vague Support Definitions: It's often unclear what support you'll actually receive and the goals they aim to achieve with you.
  8. Communication Blackouts: After you're onboarded with contracts, the once-responsive representative becomes elusive, leaving you in a support vacuum.
  1. Simplified Contractual Requirements: Gain full access to our rich portfolio of training, programs, and resources with just a single active contract.
  2. Flexible, On-Demand Training: We've meticulously crafted our training programs to be self-paced and accessible 24/7 across all devices, ensuring you receive step-by-step guidance, actionable insights, and the capability to train your downlines without any additional costs.
  3. Unconditional Software Access: The tools we provide are yours to keep, free of charge, with no strings attached—even if you decide to part ways with us.
  4. Thoughtful Company Selection: Our partnership criteria are stringent and centered around financial stability, competitive pricing, exemplary customer and agent support, and distinctive product offerings.
  5. Premier Lead Generation: Commitment to excellence extends to our lead generation strategy. We collaborate with top-tier vendors to ensure you have access to high-quality leads that can drive your business forward.
  6. Transparent and Insightful Guidance: From the moment you join us, expect nothing less than total transparency regarding our policies and commission structures, coupled with actionable, first-rate guidance designed to set you on the path to success.
  7. Responsive Support System: We understand the importance of timely assistance and boast rapid response rates to ensure you’re supported every step of the way.
 
Michael

Foresters: NOW! PlanRight Non Face-to-Face

Uncategorised
Effective May 13: PlanRight on LiveApp and Issue Age Limit update
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Foresters Financial Log on to ezbiz
Now! PlanRight Non Face-to-Face
Non Face-to-Face
Option for PlanRight
 
With more individuals working remotely during the COVID‑19 pandemic, effective May 13, 2020 Foresters Financial™ is offering a non face-to-face version of PlanRight through Apptical’s e‑app (LiveApp).

Get started with PlanRight on LiveApp today. Review the guide for details.
Download the Electronic Guide
Training Video
 
                How it works                
 
Step 1
  
 Login to LiveApp and complete the application and related forms.
 
 
 
Step 2
  
 Call Apptical with your client to complete the Personal Health interview (PHI).

Once you get the point-of-sale decision and the PHI is completed your client will receive an email to e‑sign the application, you will then receive an email to e‑sign the application.
 
 
 
Step 3
  
 Your client will receive the signed application package. And Apptical will send all the paperwork to Foresters for processing.
 
 
PlanRight is now available on LiveApp in 43 states¹.
 
 
 
Issue Age Limit update
  
 Due to COVID-19 Foresters will no longer be accepting applications for anyone over age 75 for PlanRight on both paper and Apptical LiveApp, until further notice.
 
 
 
For complete information
 
The PlanRight product page has been updated with the following:
  
•
  
LiveApp login and password information
•
LiveApp User Guide
•
E‑Signature User Guide
•
PlanRight Apptical e‑app FAQ
•
PHI Sample
 
Login to ezbiz
PlanRight questions?
 Our Sales Desk is standing by at 866‑466‑7166, option 1
 
Or tap to call from your mobile phone

Foresters products and their riders may not be available or approved in all states and are subject to underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the applicable Foresters Life Product Guide and the insurance contract for your state for these terms and conditions.

Certificates underwritten by The Independent Order of Foresters (The IOF), a fraternal benefit society.

¹ AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, MI, MO, MS, MT, NC, NE, NH, NJ, NM, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

For producer use only. Not for use with the public. 418704 US 05/20


Foresters Financial, Foresters, and Helping Is Who We Are are trade names and/or trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society, 789 Don Mills Road, Toronto, Canada M3C 1T9) and its subsidiaries.

Foresters Financial | 789 Don Mills Rd. | Toronto | Ontario | M3C 1T9 | Canada

 
Michael

*** Transamerica - A Better Final Expense Experience ***

Uncategorised
Be sure to click "Download Camparison" To see the new underwriting standards for ages 45 to 85. There are significant changes that could affect placing Final Expense clients through Transamerica going forward.

Transamerica
Help your clients when they need you most with outstanding protection and increased simplicity.
 
To view this email as a web page, click here.
Transamerica
Coming soon: A new final expense experience
Changes are coming to our Final Expense Solutions Portfolio which will streamline and simplify the experience with an e-application that makes same-day policy approval possible, consolidated underwriting, and a single application across all ages.
GET THE DETAILS
Simple
A new consolidated application eliminates the need to keep track of different applications and underwriting rules.
Fast
New Express Protect Underwriting℠ streamlines the underwriting process for faster policy issue.
Mobile optimized
Our new electronic application makes it possible for same-day approval.
A portfolio made for peace of mind
Attract more business with a better offering.

Availability is limited. Register now to save your spot.
• November 19 at 12:00 p.m. ET
• December 3 at 1:00 p.m. ET

Discover the benefits
WATCH VIDEO >

Discover what's different
DOWNLOAD COMPARISON >
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Life insurance policies issued by Transamerica Life Insurance Company, Cedar Rapids, IA.
Electronic application not available in New York.
For Agent Use Only. Not for Use With the Public.
This email was sent by: Transamerica
4333 Edgewood Rd. NE, Cedar Rapids, IA 52499, US

You received this email because you subscribed to emails from Transamerica.

Please let us know if you wish to opt out of Transamerica emails.
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© 2019 Transamerica
11/19
                                                           
Michael

North American: Updated and Enhanced Underwriting Guidelines

Uncategorised
Updated and enhanced underwriting guidelines

Updated and Enhanced Underwriting Guidelines North American Company is happy to announce several changes to the underwriting guidelines to enhance the experience of the applicant during the underwriting process. These changes will be effective July 26, 2019.

What has changed
  • EKG Testing: EKGs are no longer required for applicants ages 40 and younger. The amount threshold has also been increased for all other age brackets and is no longer required until the face amount is $10,000,001 for ages 41-50, $5,000,001 for ages 51- 70 and $500,001 for ages 71+
  • Electronic Inspection Report (EIR): The EIR threshold has been raised to $3,000,001. EIRs will continue to be ordered from the Administrative Office for amounts of $3,000,001 and above and do not require any contact with the applicant.
  • Requirement shelf life: Exam, blood and urine, EKG, and financial requirements will now be good for 12 months for all ages and ratings.
  • College-age applicants: We now allow up to $1,000,000 of total coverage with all companies for those attending college
  • Financial Supplement: Applicants to age 70 and applying for less than $3,000,000 no longer require a financial supplement.
  • Scuba: Non-technical scuba diving under 130 feet is now allowed Super Preferred
  • Requirement brackets: North American has simplified the face amount brackets to make it easier to determine the paramedical requirements
The new Life Underwriting Requirements Guideline brochure 631NM revised 7-19 can be accessed via the North American website: northamericancompany.com. For questions, please contact your MGA.
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